German Public University Assist

BY EEC
Hochschulfinder DeutschlandVON EEC

FAQ & Survival Guide (2026-2027 Edition)

Mastering the finances and logistics of student life in Germany.

FintibaExpatrioCoracle

1. Blocked Account Simulator

MonthOpeningPayoutClosing
Month 111,90499210,912
Month 210,9129929,920
Month 39,9209928,928
Month 48,9289927,936
Month 57,9369926,944
Month 66,9449925,952
Month 75,9529924,960
Month 84,9609923,968
Month 93,9689922,976
Month 102,9769921,984
Month 111,984992992
Month 129929920

*Month 1 includes any excess amount deposited. Months 2-12 cap at €992.

2. Part-Time Work Guide

140Full Days / Year
280Half Days / Year
Mini-Job (2026 Limit)
  • Limit: Strict €603/month.
  • Taxes: 0% Tax, 0% Deductions.
  • Verdict: Good for pocket money, bad for saving.
Werkstudent (Limit 20h/week)
  • Income: >603. No upper limit!
  • Wage: Min €13.9/hr in 2026.
  • Reality: Income Tax is usually €0 if you earn under ~€1,008/mo.
Trusted German Portals:

Money Matters

Step 1: Choose your Destination

Total Income

Blocked Acct992
Adjustable
Job (Net)1,092
Working: 20 hours/week
0h10h20h (Max)
TOTAL2,084

Est. Expenses

Based on Tier 2
Rent (WG)600
Food/Groceries220
Insurance125
Transport/Net79
TOTAL1,024
Monthly Savings
+1,060
Safe Zone
Income:2,083.792
Expenses:-€1,024
Net Flow:1,060

Housing Survival

GERMAN EMAIL TEMPLATE
"Sehr geehrte Damen und Herren, ich interessiere mich für Ihr WG-Zimmer..."
Scam Red Flags
  • "I am abroad": Landlord says they are in UK/Spain and will mail keys.
  • Western Union: Asking for deposit via money transfer services.
  • Airbnb Link: Sending a fake Airbnb link to pay.
  • ID Theft: Asking for your passport copy before viewing.
  • Too Cheap: A luxury apartment in Munich for €400? It's a scam.
2026-2027 EditionResearch Backed

Pre-Departure Manifesto

The ultimate checklist for a smooth landing in Germany.

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Phase 1: The Paper Fortress

Visa & Bureaucracy

Phase 2: First 72 Hours

Survival Mode

Phase 3: Kitchen & Home

Save Money

Phase 4: The Onion Strategy

Clothing Layers

Phase 5: Tech & Parents

Peace of Mind

Parental Anxiety Relief

Remind them: Incoming Insurance covers you from the moment you land. You are safe.

The Red Zone (Verboten)

Illegal Torrenting
Zero tolerance. Fines start at €900. Use Netflix/Prime only.
Walking on Bike Lanes
Cyclists are aggressive. You will get yelled at or hit.
Jaywalking (Red Man)
Socially shamed. Even at 2 AM, Germans wait for Green.
Sunday Noise
Ruhezeit (Quiet Time). No vacuuming/drilling on Sundays.
Late Arrival
Being 5 mins late is considered rude and disorganized.

The Culture Code

Directness != Rudeness
Germans are efficient. 'No' means 'No'. Don't take it personally.
The 'Lüften' Obsession
Open windows wide for 5 mins daily (Stoßlüften) to prevent mold.
Cash is King
Apple Pay fails often. Bakeries & Kiosks love 'Bargeld' (Cash).
Pfand (Recycling)
Don't crush bottles! You get €0.25 back per plastic bottle.
Sie vs. Du
Always use formal 'Sie' with strangers/professors.